No one can legally guarantee approvals. But we know how to position your file properly, and we only work with clients we believe we can help.
$10K–$50K+ in Funding
Get Approved Faster
100+ Clients Helped
800+ Credit Scores
$5M+ Funded
6-7 figure Businesses Launched
100+ Clients Helped800+ Credit Scores$5M+ Funded6-figure Businesses Launched
BUSNIESS PARTNERS
Join over 200+ businesses to elevate your Financial growth
Who I Am?
I help clients bounce back from denials, bad credit, and high-interest traps, by guiding them to structure their credit, business, and finances the right way.
After working in the financial industry and reviewing hundreds of credit files and business financials, I’ve seen first-hand how easily people make costly mistakes. I know because I lived it.
At 19, I maxed out cards, took bad loans, chased the wrong advice, and wrecked my credit. It took me years to rebuild, learning every lesson the hard way.
Now I’ve built a strong personal credit profile with high 5-figure limits and, more importantly, I’ve guided clients across Canada and the U.S. to do the same. I’ve sat on both sides: You either leverage the system, or it leverages you.
There Are Two Types of People in This System.
Which One Are You Becoming?
Type 1
Trapped in debt.
Denied for funding.
Paying high interest with the wrong lenders, stuck with no clear way out.
Type 2
Structured right. High credit limits.
Approved by top lenders with the best rates, terms, and funding opportunities.
RESULTS
Proven Results That Speak for Themselves
From funding millions to sourcing hundreds of vehicles, our numbers reflect the trust and transformation we deliver. Join the growing community of clients reaching new levels of financial success with ZVO Consulting.
Funding Secured
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Vehicles Sourced
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Clients Helped
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Client Success Rate
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CORE SERVICES
Clear Strategy. Expert Support. Proven Results.
Most people get denied or stuck following the wrong advice. We guide you step by step with proven systems, expert mentorship, and lender-ready strategies that give you the highest odds of approval and position you for long-term success.
Personal Credit Consulting
- Repair, rebuild, and optimize your credit
- Trade-line planning, utilization, and score growth
- Access $10K–$50K+ in credit cards, loans, and LOCs
Business Credit and Funding
- Build business credit and structure for funding
- Full support with setup, compliance, and prep
- Access $10K–$1M+ in LOCs, credit cards, and loans
Business Builder Programs
- Launch or scale with systems and mentorship
- Includes registration, vendor credit, and automation
- Designed for long-term growth and funding success
Vehicle and Equipment Service and Funding
- Source and finance cars, trailers, or equipment
- Credit prep, broker access, and term negotiation
- Full support across Canada, U.S., and Dubai
CUSTOMERS FEEDBACK
This is What Happens When You Get The Right Guidance
We’ve been helping clients quietly win offline for years, real strategies, real approvals, and real support that actually works. Now, here’s what it looks like.
Day 1 to Month 12
Start With a Free Assessment.
Choose Your Path.
We begin with a no-pressure call to assess your credit, business, or funding goals. If we’re the right fit, you’ll move forward with a strategy tailored to your journey—whether personal, business, or equipment-based.
Personal Credit Only
Restore and build your personal credit score
Step 1
Strategy Call + Credit Audit
We review your current credit profile and provide a personalized step-by-step action plan to help you build or repair your credit.
Step 2
Credit Repair and Utilization Strategy
We help you implement proven strategies to remove negative items, reduce utilization, and improve your profile for stronger approvals.
Step 3
First Approvals (Credit Cards, Lines of Credit)
Once your profile is ready, we guide you to secure your first round of credit approvals—from personal credit cards to lines of credit.
Step 4
Score Growth to 700+
Through structured strategy, coaching, and ongoing mentorship, we help you reach and maintain a 700+ credit score to unlock bigger financial opportunities.
Step 5
Optional: Long-term Credit Stacking
We provide advanced guidance to strategically add additional credit lines and increase your total available credit and financial leverage.
Step 6
Pre-Approval Support for Major Purchases
We guide you to confidently qualify for home, auto, or other major financing needs, using advanced strategies to maximize your chances of approval at the best possible terms.
Business Path (Existing Business Owner)
From Strong Credit to Sustainable Business Funding: Your Step-by-Step Growth Roadmap
Step 1
Strategy Call + Credit and Business Fit Review
We assess your current credit profile and evaluate your business goals to determine the best strategy to position you for approvals, funding, and growth.
Step 2
90-Day Credit and Funding Roadmap
You'll receive a fully customized strategy designed to strengthen your credit and prepare you to access initial business funding within 90 days.
Step 3
Approvals + Business Builder Program
We guide you through your first rounds of funding approvals and into our proven Business Builder Program to create or enhance your business foundation.
Step 4
Business Registration and Operational Setup
We support you in properly registering your business entity, establishing your business model, and creating the structure lenders want to see for approvals.
Step 5
Team Building, Delegation and Systems
We help you strategically build your team (virtual or in-person) and set up the essential tools, systems, and automations needed to operate and scale efficiently.
Step 6
Revenue Milestones + Growth Plan
Together, we work to hit key revenue targets and design a sustainable plan to continue scaling your business to the next level.
Step 7
Access to Business Credit, Lines of Credit and Lender Relationships
Once your foundation is built, we guide you to unlock additional business credit, credit lines, and prepare for long-term lender relationships to fuel sustainable growth.
Existing Business Owners
Take Your Business to the Next Level With Our Credit and Capital Optimization System
Step 1
Strategy Call + File and Debt Review
We conduct a comprehensive review of your current business financials, credit reports, and existing debt to assess your funding and growth potential.
Step 2
Business Funding Strategy + Score Optimization
We design a targeted funding roadmap and implement strategies to strengthen your business credit scores and position you for approvals.
Step 3
Structure Optimization and Cash Flow Planning
We guide you in restructuring your business operations to improve efficiency, reduce unnecessary costs, and enhance cash flow to support scalable growth.
Step 4
Team and Delegation Systems (If Needed)
We assess and optimize your team structure, delegation systems, and operational processes to increase performance and free up your time to focus on growth.
Step 5
Access to LOCs, ABLs, and Equipment Financing
We connect you to lenders and help you secure specialized funding solutions such as lines of credit, asset-based lending (ABL), and equipment financing tailored to your business needs.
Step 6
Interest Rate Reduction + Bank Lending Readiness
We guide you through reducing your cost of capital and preparing your business for traditional bank lending approvals by optimizing financials and improving your credit posture.
Step 7
Ongoing Financial Reviews + Scaling Support
We provide ongoing financial analysis, credit tracking, and strategic coaching to help you scale confidently and continuously expand your access to premium funding sources.
Vehicle and Equipment Funding
Vehicle and Equipment Finder and Funding. Source, Finance, and Secure Vehicles and Equipment With Confidence.
Step 1
Consultation and Needs Assessment
We discuss your vehicle or equipment requirements, timeline, and budget. Whether you're seeking a personal vehicle, fleet, or specialized equipment, we'll map out the full process with you.
Step 2
Sourcing and Inventory Matching
We leverage our exclusive dealership network (over $50M+ sourced) to find vehicles or equipment that meet your exact needs—often at wholesale or direct dealer pricing.
Step 3
Lender and Financing Preparation
We help prepare your credit profile and supporting documents (if applicable) to maximize your approval odds for auto loans, equipment leases, or commercial fleet financing.
Step 4
Dealer and Broker Negotiation Support
We act as your trusted advocate to negotiate pricing, warranty packages, and contract terms with dealers or brokers—helping you avoid unnecessary markups and hidden fees.
Step 5
Funding and Purchase Coordination
We guide you through the financing application process, coordinate with lenders, and ensure your funding approval aligns with your purchase timeline.
Step 6
Delivery and Vehicle Handoff
Once approved, we assist with delivery coordination and ensure the entire transaction process is seamless, transparent, and hassle-free.
Step 7
Ongoing Support and Future Sourcing
As your needs grow, we remain your trusted partner for future vehicle upgrades, fleet additions, or new equipment sourcing.
WHY PEOPLE TRUST US
Built on Results. Backed by Experience.
Before ZVO ever existed online, we were quietly helping clients fix credit, get funding, and structure their businesses behind the scenes. Today, we bring that same real-world strategy to every client we work with, without the noise, guesswork, or generic advice.
Where It Started
ZVO began with one goal, to help people in real life, not through funnels or ads. It started with friends, family, and referrals, helping people fix credit, avoid bad lenders, and get approved. No fluff, just results.
What We’ve Learned
After reviewing hundreds of profiles and deals, one thing was clear, most people weren’t the problem, the advice was. We simplified the process, built smarter systems, and focused on real outcomes, not hype.
Where We’re Headed
We’ve now helped secure over $5M in funding, sourced 250+ vehicles and equipment, and worked with clients across Canada and the U.S. From new entrepreneurs to established operators , we focus on impact, not volume.
PROGRAM AND PLANS
Your Customized Roadmap to Credit, Funding, and Business Success
Whether you’re rebuilding, starting fresh, or scaling a business, we offer proven step-by-step programs backed by mentorship, execution, and real lender insights. No fluff. No guesswork. Just strategy that works.
Credit and Funding Strategy Plan
A personalized roadmap to improve credit and secure funding.
Starting at
$97
- What’s included:
- Full personal credit profile audit
- Custom repair and utilization strategy
- Lender-matching recommendations
- Step-by-step funding roadmap
- Access $10K–$50K+ in new credit
- Optional upgrade to mentorship
Vehicle and Equipment Sourcing
We help you find, finance, and finalize your next vehicle or asset.
Starting at
$497
- What’s included:
- Access to trusted dealer and broker network
- Inventory matching + negotiation support
- Credit prep and financing guidance
- End-to-end sourcing support
- Covers both personal and business needs
- Optional lender referrals and application help
Growth Membership (Coming Soon)
Stay accountable, stay consistent, and keep building momentum.
Starting at
$79/mo
- What’s included:
- Monthly coaching + credit strategy reviews
- Ongoing access to lender tools and updates
- Exclusive templates, playbooks, and checklists
- Group accountability and community access
- Priority support from the ZVO team
- Bonus trainings, workshops, and expert sessions
Business Builder Program (Premium)
Our most complete program for serious entrepreneurs.
By Application Only
- What’s included:
- Done-for-you business structure and setup
- Credit and funding optimization strategy
- Vendor tradelines and backend systems
- Hiring, delegation, and automation frameworks
- Direct access to lenders, dealers, and partners
- Full mentorship and execution support
Listen In Their Own Words
Testimonials
Abisham J.
“I had a decent score, but couldn’t get anything big approved. Zeeshan and the ZVO team showed me how to structure everything properly. I went from a 700 to over 780, and got $15K in approvals right away, then another $10K over a few months. ”
★★★★★
Timur R.
“I’ve applied for funding before but always got small limits. With Zeeshan’s help, I got my biggest approval ever—$17.5K on day one. Over the next 6 months, I secured another $20K. The plan actually works, it’s not just theory or advice. It was all step-by-step.”
★★★★★
Paul C.
“I was looking for funding and help with sourcing a truck. Zeeshan guided me through the process, helped secure a $50K LOC, and even handled the full setup for my new 26ft commercial truck. The experience was simple, fast, and delivered as promised.”
★★★★★
Tariq M.
“Before working with Zeeshan, my biggest LOC was $50K. With his help, I secured a $150K unsecured line and added over $50K in new credit cards. The strategy was clear, and everything was handled step by step. Easily the best results I’ve had.”
★★★★★
Shane R.
“I had no idea where to start with buying my first car. Zeeshan helped me find the right one, negotiated the deal, and even help set me up with insurance at the lowest rate I could find. On top of that, I got $10K in credit approvals and moved my existing debt to a 0% card for 12 months.”
★★★★★
Steven J.
“Thanks to Zeeshan, I went from a $30K LOC to over $120K unsecured funding. I also received $60K in new business credit. The process was smooth, strategic, and very well explained. This was a game-changer for my business.”
★★★★★
Request a Quote
Get a personalized estimate tailored to your needs. Fill out the form and we’ll get back to you shortly!
Frequently Asked Questions
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Do you guarantee funding or approvals?
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What if my credit is bad or I’ve been declined before?
That’s exactly who we help. We’ve worked with bankruptcies, collections, repos, and more — and helped clients rebuild to 700+.
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How fast will I see results?
Some clients see approvals in the first 30–60 days. Others need 90–180 days of prep. We’ll tell you the truth up front.
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What if I can’t afford the full program now?
We offer payment plans and even DIY starter kits. Once you’re ready to upgrade, we’ll apply your credit to the next tier.
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Do you help with business setup too?
Yes. We help you build the structure, hire a team, and even guide your cashflow model so you don’t waste your funding.